There is a pool for every budget and every circumstance, but pool costs can vary widely depending on your setting, pool type, equipment, water features and amenities.


Pools are typically financed through long-term mortgage programs similar to the one you might have obtained to purchase your home. This lets you spread out your pool costs into manageable payments over time. Find a lender who understands the nuances of the pool-building process. Your pool and spa professional may be able to help you find a trusted local lender.

Consider the following when shopping for pool financing:

  • Some pool builders offer in-store financing, allowing them to tailor a manageable monthly payment for you.
  • If you’re building a home, consider building your pool at the same time. Talk with a pool and spa professional about how this would work in collaboration with your home contractors.

Consult a pool and spa professional for an accurate estimate of costs for the pool and spa in your future.

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